You may be searching for ways to terminate Flipkart Pay Later if you are a regular Flipkart customer and choose to use the Flipkart Pay Later payment option. A popular decision for shoppers would need to make regularly scheduled installments for their buys instead of finishing an exchange each time they make a Flipkart purchase.
However, only qualified consumers may presently use this option. Therefore, if you’re not utilizing this option, browse to your Flipkart profile to see if you qualify. Flipkart uses IDFC First Bank Ltd. to provide the pay later option. By visiting the active accounts section of your CIBIL profile, you may also verify it there We’ll walk you through the most common way of deactivating your Flipkart pay later record in this significant blog entry.
How to Close Flipkart Pay Later Permanently
People terminate their pay later accounts for a variety of reasons, such as changes in their payment method, CIBIL score, and yes, inability to make monthly payments because of excessive buying. Finding the Flipkart pay later deactivation option is a challenge for many individuals. To end your Flipkart Pay Later record forever, you can make the accompanying moves:
1. Access Your Flipkart Account
To begin with, you must sign into your Flipkart account. Do you still have the password, phone number, and email address you used to create it? Use that to access your account.
2. Go to the Flipkart Help Center
After logging in, let’s visit the Flipkart support center. Look for a little, self-centered symbol; it generally resides in the top right corner.
3. Locate the ‘Chat’ or ‘Callback option’
This is perhaps the most crucial stage in Flipkart’s later pay deactivation process. Look for the “I want help with other issues” option on the help center page. After tapping on it, select “others,” which is located at the bottom of the list. Once more, press the “others” drop-down menu. The choice to callback will currently show up.
4. Request a Call Back
After requesting a callback, a Flipkart customer service agent will contact you in five to ten minutes. Benevolently demand help from the care staff to deactivate your Flipkart pay later IDFC financial balance. Make sure you request a permanent closure of your account rather than a temporary deactivation or suspension.
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5. Account Closure and Timeline
The next month will see the closure of your Flipkart Pay Later account after the discussion or call. Wait patiently! It normally takes the next two to three months for this closure to be marked as “closed” on your CIBIL report.
Send Email for Closure Request
Alternatively, you may write Flipkart an email asking the account closure at “[email protected]” using your registered email address if you’re still having trouble closing your Flipkart pay account Ensure the title of your email expressly expresses your solicitation to close your record (e.g., “Flipkart Pay Later Conclusion Solicitation”).
One of their agents will contact you by email or phone at the number you have registered when you send them an email. Recall that email correspondence is an alternative means of communication, so there’s no assurance that you’ll receive a response or that your account won’t be canceled. Choose to get in touch with the assistance center via the first option if you want to know how to disable Flipkart pay later.
Try Contacting RBI Ombudsman
The Ombudsman of the Hold Bank of India is accessible to deal with complaints and issues relating to monetary administrations, including your Flipkart Pay Later record. You can bring up your problem with them and describe the circumstances and actions you’ve previously taken.
Just keep in mind that before presenting your grievance redressal request to the ombudsman, you should arm yourself with all pertinent facts.
Things to Recollect Prior to Shutting Your Flipkart Pay Later Record
- Within two to three weeks of requesting account closure, your Flipkart Pay Later loan provider (IDFC First Bank) will provide a No Objection Certificate (NOC).
- To ensure a smooth closure procedure, settle any outstanding dues prior to shutting your Flipkart Pay Later account. Kindly make sure to the Flipkart administration focus with questions on the off chance that you don’t get it.
- Recall that there is no way but forward once you close your Flipkart Pay Later record. You will not have the option to reapply for Flipkart Pay Later after it is shut.
Even while closing your Flipkart Pay Later account can seem like a little move, there are a few things to think about before making this choice. With any karma, this article “on the most proficient method to close Flipkart Pay Later” will empower you to end your record effectively.